Knowledge Center


All of us have financial goals. These may be short-term or long term-goals and to achieve these goals one needs prudent financial planning.

No matter what the nature of your goals, we at BFS help you identify these goals ensure that all your goals are realized through our scientific goal-based financial planning and investment methodology.

Do you need a financial advisor?

Financial advisors are often referred to as financial doctors. Many a times we try to self-diagnose our illness, and more often than not we end up with disastrous results. The same may be the case when one tries to plan their finances.

We at BFS understand your needs and goals and through a scientifically designed portfolio tailored to suit your needs help you plan your finances to achieve your goals. Through constant reviews on the performance of your portfolio we ensure that your goals are realized, while you spend time concentrating on the more important things in your life.

What is a Mutual Fund?

A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.

We at BFS will help you build a portfolio of mutual best suited your requirements in order to enable the realisation of your financial goals.

Why Should you invest in mutual funds?

Investing in mutual funds comes with several advantages. The most notable ones are:

1. Diversification

2. Professional Management

3. Low minimum investment

4. Lower costs

5. Liquidity

6. Transparency

What are the different types of Mutual Funds?

All investors have different requirements. As a result, there are various kinds of mutual funds available to match the different requirements of investors.

We at BFS understand your needs and requirements and on based on that suggest a tailor-made portfolio of mutual funds that is the best fit to meet your requirements.

What is a Systematic Investment Plan?

A Systematic Investment Plan (SIP), more popularly known as SIP, is a facility offered by mutual funds to the investors to invest in a disciplined manner. SIP facility allows an investor to invest a fixed amount of money at pre-defined intervals in the selected mutual fund scheme. The fixed amount of money, while the pre-defined SIP intervals can be on a weekly/monthly/quarterly/semi-annually or annual basis. By taking the SIP route to investments, the investor invests in a time-bound manner without worrying about the market dynamics and stands to benefit in the long-term due to average costing and power of compounding.

We at BFS will suggest the SIPs best suited your requirements in order to enable hassle-free realisation of your financial goals.

What is the power of compounding?

The power of compounding is often referred as the 8th wonder of the world. Compounding is the process in which an asset's earnings, from either capital gains or interest, are reinvested to generate additional earnings over time. This growth, calculated using exponential functions, occurs because the investment will generate earnings from both its initial principal and the accumulated earnings from preceding periods. Compounding, therefore, differs from linear growth, where only the principal earns interest each period.

We at BFS will help harness this power of compounding so that your money can work harder for you.